Hi all I currently have a dispute open with all 3 CRA's about a 30 day late that does not exist "Discover confirmed no late in system and opened dispute on my behalf" and I am currently waiting the result and hopeful removal from my reports.
This is my first encounter with disputes "22 years old" and I am not sure how the whole process after the decison. Do disputes show up when companies pull CR for apps? I am planning to app for AMEX BCE in the next month or two after dispute is settled and just looking for guidance. DP's: 22 year old college student 12k income Discover gas/food card 3k CL- only credit card No installments AU on dad cap1 card Fico8 scores 760-765 all three CRA's from experian total check free trial on 4/9/19
Re: How do disputes affect credit reports/ cc apps
Just found out Discover decided to confirm their decison on the late the dispute is not going in my favor. Rather confused about the whole thing but I suppose no harm done I'm still in the same boat. I suppose I shouldnt have said no baddies in our posts earlier Remedios haha I was jumpin the gun. 4 more years till it ages off then oh well