Hi all
I currently have a dispute open with all 3 CRA's about a 30 day late that does not exist "Discover confirmed no late in system and opened dispute on my behalf" and I am currently waiting the result and hopeful removal from my reports.
This is my first encounter with disputes "22 years old" and I am not sure how the whole process after the decison. Do disputes show up when companies pull CR for apps? I am planning to app for AMEX BCE in the next month or two after dispute is settled and just looking for guidance.
DP's:
22 year old college student
12k income
Discover gas/food card 3k CL- only credit card
No installments
AU on dad cap1 card
Fico8 scores 760-765 all three CRA's from experian total check free trial on 4/9/19
Affinity Cash Rewards: 15,000
Amex BCP: 30,000
Amex Platinum
BCU Cash Rewards: 18,000
Discover it: 14,700
TJX Mastercard: 2,500
Venmo: 10,000
>>23k student loan-payed off
Ficos 8's ~790
Inq: EX:1 EQ:1 TU:1