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How do you check and keep eye on minor kids credit?

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Rottweilerlvr
Contributor

How do you check and keep eye on minor kids credit?

I thought myFico offered a family plan so you can monitor your childrens credit. Has that gone away? I can't find it. I just tried to create a account through credit karma on her phone with her email and info so we could keep an eye on things and she can see how being added as a AU and credit cards work. Needless to say that's frustrating that credit karma won't allow her to have a account until she's 18 but as been on my cc since she was 10. 

1 REPLY 1
simplynoir
Community Leader
Mega Contributor

Re: How do you check and keep eye on minor kids credit?

Unless a child has possible identity theft in relation to their information such as social security numbers, bureaus won't have credit reports on minors. If there is such a case you can submit a report with the bureau(s) but there's quite a few verification checks you have to pass when submitting a request. Otherwise you will have to wait til the minor is 18 before the possibility of a report can be generated

 

https://www.experian.com/blogs/ask-experian/checking-to-see-if-your-children-have-credit-reports/

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