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How early for A EE?

tag
Anonymous
Not applicable

How early for A EE?

My last baddie on TU is due to fall off in August. Should I wait for it to fall off, or ask for an early delete?
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: How early for A EE?

6 months so go for it

Message 2 of 8
Anonymous
Not applicable

Re: How early for A EE?

Sweet thanks
Message 3 of 8
Anonymous
Not applicable

Re: How early for A EE?

Yes! My last derog on TU is gone! That was quick, called TU around 5:30 last night, checked this morning and it was gone! Now to get EX and EQ on the same page lol
Message 4 of 8
Strangerinthedark
Established Member

Re: How early for A EE?

EX and EQ is three months early usually. You still have around a month of waiting, I think. YMMV

I'm also waiting for EX and EQ for a derog due to fall off in Aug/Sept.

Message 5 of 8
Anonymous
Not applicable

Re: How early for A EE?

Maybe I'll wait a month or two and then hit them up
Message 6 of 8
masscredit
Valued Contributor

Re: How early for A EE?

I've had good luck with EE requests to TU. I requested that my last IIB account be deleted today.

 

Looing at my EQ I have 3. Two that I should be able to request an EE for in November and one in January.

 

I have to go over my EX report again to see what is left on there.  I find that the process is usually pretty quick. I receive a status update within a few days.

 

The light at the end of the tunnel is getting brighter! 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 7 of 8
rockbttm442
Frequent Contributor

Re: How early for A EE?

As others as stated TU is the easiest to deal with when it comes to EE(Dispute online as obsolete). EX is usually 3 months early but can be pain in the butt even then(call). EQ is the toughest most has gotten them to delete a month early but a select few has gotten it at the 3 month mark.(call)
Cap 1 QS1 - $3300, Kemba CU - $500, Chase Freedom - $500, Sears MC - $751, Sears - $2000, Hot Topic - $1230, Grismer - $1200, Target - $1800, Walmart - $200, Home Depot - $500, Discover IT Chrome - $7000, Chase Sapphire Preferred - $5000
Message 8 of 8
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