How lond did it take your new account to post?

[zerofire]

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@AverageJoesCredit wrote:
Synchrony, 30 seconds after approval 😂

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So true. Add one of their products and in 1-3min all the alerts will hit you.

Bank of America- First Statement Date

Blispay- First Statement Date(Experian), Never(All others)

Capital One Bank- First Statement Date

JP Morgan Chase Bank- First Statement Date

Citi Bank- First Statement Date

Citizens Bank- First Statement Date

Discover Bank- 1-7 Days

FedEx Employee Credit Association- First Statement Date

First National Bank of Omaha- First Statement Date

Pentagon Federal Credit Union- First Statement Date

Synchrony Bank- 30 Seconds

UMB Bank- 7-10 Days

US Bank- First Statement Date

Be aware that the first statement date can be slightly after approval.

[Anonymous]

I truly don't that think there's a hard science behind it, it's probably more of a YMMV situation. While Amex is the constant 2 statement periods for most of us, others are all over the place. 

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@zerofire wrote:

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@AverageJoesCredit wrote:
Synchrony, 30 seconds after approval 😂

---

So true. Add one of their products and in 1-3min all the alerts will hit you.

Bank of America- First Statement Date

Blispay- First Statement Date(Experian), Never(All others)

Capital One Bank- First Statement Date

JP Morgan Chase Bank- First Statement Date

Citi Bank- First Statement Date

Citizens Bank- First Statement Date

Discover Bank- 1-7 Days

FedEx Employee Credit Association- First Statement Date

First National Bank of Omaha- First Statement Date

Pentagon Federal Credit Union- First Statement Date

Synchrony Bank- 30 Seconds

UMB Bank- 7-10 Days

US Bank- First Statement Date

Be aware that the first statement date can be slightly after approval.

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I recently apped a BoA card and it already shows on CRA, an my first statement hasn't cut yet.

[M_Smart007]

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@AverageJoesCredit wrote:
Synchrony, 30 seconds after approval 😂

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While I was filling out the app

[M_Smart007]

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@tparks5961 wrote:

I recently got a synovus personal credit card and it posted as a new account in 5 business days. So i was just curious as to how long it'll take for different companies to post a new account.

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PayPal Credit 7 years

[I_Love_Cards]

I thought synchrony reported before you decided to app? 30 seconds is about right for them. I swear I have gotten a new account alert before the inquiry alert.

Amex reports on the second statement.
All my others (that I remember) have reported on the first statement.

Apple is reporting 3 months old info to TU.

US bank reports on the last business day of the month but I’m not sure about a new account (if something might be generated at statement date in addition).

Statements can be anywhere from 1 or 2 to 30-ish days after the account is opened. I’ve not had any that reported at any specific number of days. It’s always coincided with the first or second statement (except synchrony which is pretty immediate).

[Nomad3]

I don't remember how fast Cap1 posted as it was my first card prior to coming here.

WF cut a $0 statement on the day they mailed the card, pretty sure the accpunt was on my report before I even got the card. On the bright side got a free month of "good standing" towards my history.

Disco posted when my first statement cut. First statement cut roughly 2 weeks after approval

[Anonymous]

Discover reported for me in days. American Express took three months. I’ll have to look up the others.

[Anonymous]

Chase - more than 1 month

Citi - 1-2 weeks (got a new account hit before I even activated the card)