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How long does it take for your credit cards to update the credit bural?

alpha916
Established Member

How long does it take for your credit cards to update the credit bural?

I paid off $2500 worth of debt a few weeks ago and I got my score today and it's still showing that debt I owe thus my score hasn't changed (in fact, it dropped a point Smiley Sad )

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John060675
Valued Contributor

Re: How long does it take for your credit cards to update the credit bural?

It depends on the credit card.  Here is what mine did this last cycle:

 

US Airway's statement closed on April 4th, and it updated on April 8th to EQ and TU. 

 

Wells Fargo CC statement closed on March 22 and updated to TU on March 28th but has not updated to EQ yet.

 

Capital One statement closed on March 10th and updated by the 14th on EQ and TU.


Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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