Good suggestion above to obtain your FICO scores, as your CK scores aren't going to do much for you.
We'd need to know a LOT more about your profile to be able to determine how quickly you can improve your scores. The advice above to consider a SSL is great and indeed would yield around 30 points. If you could provide more profile info we'd be able to help you more. For example, we don't know if you're at 100% utilization on your cards or at 1%... and the difference between those two amounts could without question impact the amount you could raise your score in the next month [relative to ultilization] for example.