My son is a college student. He is in need of a car so we've just started looking around. He is a 21yo college student. He opened his first credit card (Master Card) only 3 months ago. He has used it and paid it off each month. The limit is $500.00 with his high balance being $202.00.
We pulled the credit report but haven't paid for a FICO score yet.
How long does it take to establish a score?
