How much slower is TU?

[expatCanuck]

My new Cap One card is showing in my EQ & EX reports, but not TU.

Anyone have a sense of how long TU might lag behind?

[M_Smart007]

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@expatCanuck wrote:
My new Cap One card is showing in my EQ & EX reports, but not TU.

Anyone have a sense of how long TU might lag behind?

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@expatCanuck A Day or two  .. usually

[Nomad3]

Using credit karma for basic monitoring I generally get updates to EQ first, then a week later on the next update TU matches EQ. So at most 7 days in my experience

[M_Smart007]

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@Nomad3 wrote:
Using credit karma for basic monitoring I generally get updates to EQ first, then a week later on the next update TU matches EQ. So at most 7 days in my experience

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keep in mind credit karma does not update everyday. I am using TU site directly. and normally see 2-3days.

[mikesonthemend]

3 or 4 from myfico, a few days later than that on free sites.

[Trudy]

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@M_Smart007 wrote:

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@Nomad3 wrote:
Using credit karma for basic monitoring I generally get updates to EQ first, then a week later on the next update TU matches EQ. So at most 7 days in my experience

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keep in mind credit karma does not update everyday. I am using TU site directly. and normally see 2-3days.

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Now when it actually shows up on MyFICO, if you have a subscription, who knows.  

[OmarGB9]

TU seems to lag at least a month behind for me...

[Iusedtolurk]

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@expatCanuck wrote:
My new Cap One card is showing in my EQ & EX reports, but not TU.

Anyone have a sense of how long TU might lag behind?

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It has been my experience that Experian updates the next day after statement cuts 95% of the time and Transunion and Equifax usually a few days later (3-5) 95% of the time. I have several places that I check and this is what I usually find.

[Anonymous]

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@OmarGB9 wrote:
TU seems to lag at least a month behind for me...

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TU was lagging so far behind me one time (on a change in my report that triggered 50-70 point gains in the other two bureaus), that I finally called in to ask about it. I think it was over a month and they just wouldn't update. Finally, TU updated. I do notice that they're usually the last to show a change.