I am trying to dispute some lates on my Student Loans from FedLoan Servicing. I was in military deferment at the time and they have a bunch of 120+ lates on my account that I need to get removed, they are literally strangling my credit. The only problem is that The myFICO reports only show the previous two years? I need to go back 6 years at least. How do I get the full report without having to go thru each individual agencies and buy the reports directly from them? Is it possible?
Once per year, you can to to annualcreditreport.com and request a free credit report from each of 3 credit reporting agencies: Equifax, Experian, and Trans Union.
You may want to do this, and rather than getting online versions, request full paper versions to be mailed to your home.