Huge Difference between 2 FICO scores and the 3rd. HELP!! 538!!

[Anonymous]

Lady_Scarlet - thanks so much.

I will try to only bother you with one more post.

I agree these debts appear to be outside the SOL and that the items should drop off the credit bureau reports late this year, but if I want them off sooner wouldn't it be wise to DV the CAs?

If both debts are beyond SOL, which I believe they are, then won't the CAs not be able to validate and have to delete all info from a 3 reports?  How could a CA validate a debt if it is beyond SOL?

Thanks again.  

[Anonymous]

Just because it is past SOL (and they can no longer sue and win - you have an affirmative defense) does not mean they won't be able to validate.  Many won't bother with something this old knowing it will come off in months anyway.

DVing them can do no harm - only good by them removing it if they can't validate.