Sounds like the typical case of one avenue using the most recent information and the other didn't, for whatever reason.
Then today i ordered a report from this site, and it still says its 654....
What does "ordered a report" specifically mean? If you made a new purchase today it should be up to date. However, if you already had monitoring and just logged in then it's possible that myFICO may have not updated.
myFICO is a trigger based service. myFICO only updates when there is activity that is a trigger. Not all activity with a scoring impact is a trigger. If you're relying on myFICO monitoring then make sure you're aware of what is and what isn't a trigger. myFICO's triggers are a very common topic so don't overlook prior discussions as a resource as well.
CCT, on the other hand, has fixed update intervals.
So it probably is 681?
Not probably. It is your EX FICO 8 as of the date that the score was generated for CCT.
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|