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So I let a friend borrow some money and I charged my prime card to where it is at 68% utilization. I have another card I can move the same amount of money to and it would only bring it to 26%. The catch is, I have no interest on the prime card but will with the other. Is the interest worth it to keep the lower utilization?
Okay ill leave it be. I wont be applying for anything for a while, but I was a bit concerned over existing creditors is all
Oh okay yea im good then lol
@Anonymous wrote:So I let a friend borrow some money and I charged my prime card to where it is at 68% utilization. I have another card I can move the same amount of money to and it would only bring it to 26%. The catch is, I have no interest on the prime card but will with the other. Is the interest worth it to keep the lower utilization?
It's just a matter of personal priorities, so no one can answer that but you.