You have an EQ FICO score of 785 with no accounts open? ZERO accounts? When did you apply for this CITI card. Figures they pulled EQ, they seem to do that a lot. Also, which card did you get?
wallet wrote:I JUST PULLED MYFICO SCORE WITH EQUIFAX MY FICO SCORE IS 785 WITHNO ACCOUNTS OPENEDNO CLOSED ACCOUNTSNO PUBLIC RECORDSJUST ONE INQUIRY FROM CITIBANKI DIDNT WANT TO GET CREDIT CARD CUASE MY PERANTS HAVE GOTTEN THEMSELF IN TROUBLE MANY TIMES WITH THEMBUT I WAS TOLD I NEED SOME SORT OF CREDIT TO SHOW THAT I PAY ON TIME SO I APPLIED IT WHEN CITIBANK WAS AT MY CAMPUS, DIDNT EXPECTED TO GET ONESO SHOULD I APPLY FOR MORE CARDS TO GET BETTER USAGE OF CREDIT?
It's refreshing to see young folks such as yourself taking an interest in personal finance and learning to use credit responsibly. Tell your college friends to come here, we would love to help them out especially with student loan questions and responsible CC usage. Maybe I can share a war story or two about my college days at UT (university of Texas). GL to you!
wallet wrote:Thank youWish i could by a house, but i am in college now need 2 more years for my degree,all money that i make is paying my tuition, yes no student loans to payi work for a construction company make good money , i do great finish carpentryAnd i will by a house a fixeruper to save money fix it myselfi seen my perants go thru rough times, paying bills after bills, i learned from there mistakesi do not know how i got that score it is my first credit card, i jst used it for myfico, i will put it awaymaybe in my uderwear drawer or under my matressor maybe use it for a great night out.just jokingi used only 3 caps okies