I am now in the 700 club!!

Anonymous · ‎03-03-2018

Logged on to the EX app and have found that my EX fico score is 701!!

I've been really working hard on paying down my credit card debt and my score has gone up nearly 50 points in the past 4 months!
0/1000 Slate
0/7500 Sync
0/9500 Freedom
4000/8250 Kay
3900/14000 Boa
0/4600 Citi
400/6000 Discover
6117/11500 Credit union card closed by me
Auto loan since Jul 17 90% utilization
Student loans paid since Dec 2011 80% utilization
4 inqs none since Jul 2011
1 baddie from mar 2013 30 day late
AAoA 6 years

The great thing is a 4000 cli and paying off citi from a 2800 balance has not reflected yet

Anonymous · ‎03-03-2018

Very nice! Congrats!!!

Anonymous · ‎03-03-2018

Congrats on hitting 700

Keep up the good work, keep making payments, and to 800 around the corner!

Anonymous · ‎03-04-2018

Congrats

Anonymous · ‎03-04-2018

Congrats!

NRB525 · ‎03-05-2018

Congrats!

You mean no INQ since July 2017?

How are your Citi and Discover CLI results?

Is BofA on a 0% BT?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎03-05-2018

Only 4 inquiries since 2011. Great. Actually, fabulous. Congrats!!!

I know how hard it is to increase credit score. You have to be patient, determined, and take the right steps every day.

Anonymous · ‎03-06-2018

Good job!

Keep going at it.

Anonymous · ‎03-06-2018

Ahhh!!! I know that feeling. Congrats!

Anonymous · ‎03-11-2018

Congrats! Hoping to get there by the end of this year!