I have finally closed my SECU card!

[Subexistence]

http://ficoforums.myfico.com/t5/General-Credit-Topics/Secumd-scammed-me-into-making-new-accounts-whi...

Well that feels good closing it myself. I have not used the card at all I heard that having a lender on you looks bad on your credit reports. I opened it on my 18th Birthday on October 2016 along my with Discover card. It has my lowest APR of 15.24% and lowest limit of $500.

[FinStar]

Just FYI. A tradeline noted on CRs as "Closed by Credit Grantor" has no bearing on your file nor reflect as a negative purely from such a notation perspective.

Having said that, perhaps 10+ with such a notation during the same timeframe *may* raise an eye brow upon manual review (if at all). Otherwise, no effect.