cancel
Showing results for 
Search instead for 
Did you mean: 

I'm confused need help please !

tag
cuti
Regular Contributor

I'm confused need help please !

My Ex fico 8 from CCT as of may/ 5 is 660
My Ex fico 8 from Amex as of may/5 is 645

My Ex fico 8 from CCT as of may/ 8 to may/10 is 659
My Ex fico 8 from Amex just recently updated again as of May / 8 is 648 ?
Why there is big difference ? I thought they using same version ?
And another confuse for me , I try to cli with Discover , they denied me , just received the letter today , they using the old fico from 2 month ago ,when my score still around 610 ? what would I do ? I need your advice ,thank you for your time !
Message 1 of 2
1 REPLY 1
CreditInspired
Community Leader
Super Contributor

Re: I'm confused need help please !

Hi

 

I thought I’d respond since no one has come along yet. I dont know why CCT and AmX are different but the CCT score is the more accurate one. 

 

For Discover, check your Disco scorecard on their website. I just checked mine and the last update was April 17 so I dont know why your update is earlier than that by 2 months. Also it’s

FICO 8 TU. I would call Disco and ask why your decline letter’s score is

so different from the score on their scorecard, if in fact it is. 

 

Also, what was the reason for decline? I’m thinking score wasnt the only reason. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.