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I need a $5000 loan

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Anonymous
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I need a $5000 loan

Hi, my fico is right around 633. I need a loan for a 5,000 purchase. I live in NY, who can I go to?


Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: I need a $5000 loan


@Anonymous wrote:
Hi, my fico is right around 633. I need a loan for a 5,000 purchase. I live in NY, who can I go to?



Welcome to the board. Try the credit union.  If you have a local one close to you, go in and talk to them or you can look into Penfed, DCU etc..

Message 2 of 16
Anonymous
Not applicable

Re: I need a $5000 loan

Great idea, thanks.
Message 3 of 16
RonM21
Valued Contributor

Re: I need a $5000 loan

A CU gets my vote also.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 16
Anonymous
Not applicable

Re: I need a $5000 loan

Thanks for the welcome. I am on year number 2 of rebuilding. Raised my score over 100 points. 

Message 5 of 16
Anonymous
Not applicable

Re: I need a $5000 loan

I applied today at a local credit union. So that my score was 648 on experience and my debt to income is 30%. So far I'm not disqualified because 40% is a no go.
Message 6 of 16
Anonymous
Not applicable

Re: I need a $5000 loan

640 on Experian silly AutoCorrect.

Message 7 of 16
Anonymous
Not applicable

Re: I need a $5000 loan


@Anonymous wrote:
I applied today at a local credit union. So that my score was 648 on experience and my debt to income is 30%. So far I'm not disqualified because 40% is a no go.

So did you get approved?  Keeping fingers crossed for you.

Message 8 of 16
Anonymous
Not applicable

Re: I need a $5000 loan

Because of the holiday I should know on Tuesday or Wednesday
Message 9 of 16
Anonymous
Not applicable

Re: I need a $5000 loan


@Anonymous wrote:
Because of the holiday I should know on Tuesday or Wednesday

Ok.. Will keep fingers corssed for you and hope it works out.  Update the thread once you have hear back.

Message 10 of 16
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