I just got my credit scores and I thought they would be a little higher (525/570/600). I am looking to buy a house soon, and would like to get this a little higher. Months ago I paid off all of my collections (5-6 medical bills). I thought this would help my credit score, but now it seems that did not happen. I also have a new collection which is a medical bill. Do I pay this or try to call the same collection agency to see if I pay this one, will they remove all of the others. Do I call or write, and should I try to handle this with the CA or the original creditor, which is a hospital I used to work at. I believe this hospital was for about 2-3 of the collections. Thanks in advance for any help. Also, when I paid the others months ago, I asked about them being deleted, and the person at the CA said that "No, Medical Bills cannot be deleted. Does anyone know if this is true.
Please help.
