I "think" my credit union gives me my Experian score

[Xercien]

Not for sure if it is fico or plus though. Probably will call later. Bellco Credit Union in CO.

[vish1]

you mean something like a monthly score?

[Xercien]

Yep, along with my account tabs there is a tab for Credit Score. It just now populated it today. It is a lot lower then my plus score, from just a few months ago, which makes me think it is the fico.

[vish1]

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@Xercien wrote:

Yep, along with my account tabs there is a tab for Credit Score. It just now populated it today. It is a lot lower then my plus score which makes me think it is the fico.

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Looks like its FICO. Many credit unions do nice things like this. Like PSECU also gives you free EX fico score and DCU gives you free EQ fico scores. I am looking for a CU which will give me free TU fico score.

[llecs]

I'm in the process of updating the CMS thread to include places to get your FICO score for free or at a low costs. We all know about PSECU and DCU as mentioned, then there are others too like HSBC & Sears, and just learned my bank (M&T Bank) offers a monthly EQ FICO w/ the factors for $3 on your checking statements. It would be great to add some more.

I just called to confirm but the rep didn't know too much. She said they use EQ and EX and thought it was a quarterly offering. She said she knew about the offer and knew that they'll soft your CR for that, but didn't know if it was a FICO or FAKO. OP, if you know more, let us know!

[guiness56]

Bellco uses EQ products - 3 in 1, Score power, etc.

[Anonymous]

How do you really pronounce fako and do people laugh at you when using that word?

[guiness56]

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@Anonymous wrote:

How do you really pronounce fako and do people laugh at you when using that word?

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I don't know about anyone else but I pronounce it FAKEO. 

[Xercien]

They harded my Experian so I just assumed thats what it was.

[stan_the_man]

I'm not a member of this CU, but it's definetly a score from Experian:

https://faqs.bellco.org/bellco/consumer/kbdetail.asp?kbid=641&SearchType=standard&referrer=&gpn=&Cus...

No way to tell from their knowledge base whether it's a Fico or not, though it appears as that they only update the score quarterly:

https://faqs.bellco.org/bellco/consumer/kbdetail.asp?kbid=787&SearchType=standard&referrer=&gpn=&Cus...