My FICO went up 30+ while my vantage score dropped 70+ from me paying my loan off as usual. I'm not worried I'm pretty sure that's weird though. I see why it's called a FAKO score though lol
Interesting yours dropped so much on Vantage - do you have other installment loans? I just paid off my sole installment (car) loan and my Fico8 dropped 40 points while Vantage 3.0 for EQ and TU only fell 4 points.
AU: 
@Anonymous wrote:Didn't pay it off completely, just made a monthly payment as usual and all my accounts are in good standing so I'm not sure why a score dropped happened at all tbh.
If you sneeze the wrong way your Vantage 3 score takes a hit. 
@Anonymous wrote:My FICO went up 30+ while my vantage score dropped 70+ from me paying my loan off as usual. I'm not worried I'm pretty sure that's weird though. I see why it's called a FAKO score though lol
Jeez paying off a loan is just about as bad as getting a derogatory on Vantage (-70+) good your Fico went up though. Fako or not no one likes to see a drop in their score. It's like losing money in a arcade game...it's not real money but you still don't want to lose it.
I have one intallment loan which I just paid off (my only one) wonder what point loss/gain Fico/Vantage I might get when it updates later this month.
I believe I need at least one open installment for the credit mix points but then you get hit with a new account, maybe hit with inquiry for 2 years, maybe hit for increasing debt, not planning on any major apps in the near future but still don't want any major point loss along the way.
