I paid off a ton of debt this past 6 - 7 months without knowing about this fine site and discovered
you guys here near the end of settling about 14,000 to 15,000 of old debt
on multiple accounts, about 40 items covered from as far back as 1996...
I have paid several items off that were past the satutes of limitations so thats o.k
my bad on those...
I have several CC'S that show a balance but the CA'S show paid in settlement for less
and it varies from credit agency across the board but the kicker is now I have multiple
items for the CC'S on the same reports and am not sure how much of a negative or positive
impact they will have on my scores...
But the real kick in my butt is I paid off the full balance on a possible wage garnishment
too head off the actual garnishment of my pay from a lawyer who was hired too sue me
and he told me over and over that he had sent in the stop to the garnishment to my employer
and that it won't show up as a judgement or garnishment because I willingly paid the full
amount owed plus lawyers fees only too have the garnishment comence 2 weeks ago..
I was also reassuered from my company that they would not take out any more money
a week ago only to be told today that they have too take out double this week because
they still have not received the stop to the garnishment from the lawyer...
I now have paid another 1200 towards this issue at a time when I completely drained out all
my savings and the past 6 months worth of wages to clean my credit up...
I need a pizza and a lawyer and cannot afford both so the pizza wins....