If I use my cards, then pay them off in full before the statement, is that bad?

[Anonymous]

Okay, I just edited a pending payment on my Discover It card from paying the $11.50 for my A&W visit the other day down to paying $6.50.

Even $5, or 1% of my credit limit 😎

Real AZBO hours

[BallBounces]

@Narrator,

I am curious, and surprised nobody has asked you:  Do you know what your true FICO scores are right now?

[Anonymous]

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@BallBounces wrote:

@Narrator,

I am curious, and surprised nobody has asked you:  Do you know what your true FICO scores are right now?

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No, I don't. My credit is too new (1 month, about to have my second report) to know what my FICO score is, but CK tells me that my two scores right now are 657.

[BallBounces]

Gotcha

IMO, then, it doesn't matter much then of you AZEO or AZ for the next 4 months.     Your score won't care for now.