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If I use my cards, then pay them off in full before the statement, is that bad?

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Anonymous
Not applicable

Re: If I use my cards, then pay them off in full before the statement, is that bad?

Okay, I just edited a pending payment on my Discover It card from paying the $11.50 for my A&W visit the other day down to paying $6.50.

Even $5, or 1% of my credit limit 😎

Real AZBO hours
Message 11 of 14
BallBounces
Valued Contributor

Re: If I use my cards, then pay them off in full before the statement, is that bad?

@Narrator,

I am curious, and surprised nobody has asked you:  Do you know what your true FICO scores are right now?

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 12 of 14
Anonymous
Not applicable

Re: If I use my cards, then pay them off in full before the statement, is that bad?


@BallBounces wrote:

@Narrator,

I am curious, and surprised nobody has asked you:  Do you know what your true FICO scores are right now?


No, I don't. My credit is too new (1 month, about to have my second report) to know what my FICO score is, but CK tells me that my two scores right now are 657.

Message 13 of 14
BallBounces
Valued Contributor

Re: If I use my cards, then pay them off in full before the statement, is that bad?

Gotcha

 

IMO, then, it doesn't matter much then of you AZEO or AZ for the next 4 months.  Smiley LOL   Your score won't care for now.

 

050719:     
021924:     


FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.
Message 14 of 14
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