If only CK was really relevant LOL

[Jnbmom]

I got a score alert Note I am never really alarmed by these alerts at all,  but up 63 points sometimes must have changed for the better right and  I was actually excited because I thought maybe my mortgage lates came off my Equifax,  ummm NOPE very disappointment though as these changes don't merit that increase and my lates are still there uggg what a tease   I am sure it will go back down in 2 days anyway  LOL

Based on Equifax data

Credit changes

Current score

751

Jun 3

63 pts

to 751

We found 3 changes to your Equifax credit report.

Balance Increase

SYNCB/LOWES

Balance Increased by $800

Balance Decrease

CITIZENS ONE AUTO FI

Balance Decreased by $171

Updated Account Information

USAA SAVINGS BANK

Account Number Changed

Expecting a change that you don’t see?Equifax may not have updated your report yet.

[Anonymous]

Com'mon "Mom" ... you know CK has been doing their own thing since the beginning of time?!

[Jnbmom]

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@Anonymous wrote:
Com'mon "Mom" ... you know CK has been doing their own thing since the beginning of time?!

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@Anonymous @Yeah I know better 😂😂😂😂

[GApeachy]

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@Jnbmom wrote:

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@Anonymous wrote:
Com'mon "Mom" ... you know CK has been doing their own thing since the beginning of time?!

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@Anonymous @Yeah I know better 😂😂😂😂

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Yeah I like how my ck fo-score goes up when my balance goes up   Have you compared your reports to "MyEquifax" to see if something really did get removed afterall? ie. lates   I mean 63 is huge, something had to have happened it seems, not just those balances- well you would think.

[Anonymous]

I don't know what Citi uses for scoring tracking, but they list me at 817 EQ while CK EQ is only 799.

Disco is telling me 808 on TU, CK only shows 760ish.

[Jnbmom]

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@GApeachy wrote:

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@Jnbmom wrote:

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@Anonymous wrote:
Com'mon "Mom" ... you know CK has been doing their own thing since the beginning of time?!

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@Anonymous @Yeah I know better 😂😂😂😂

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Yeah I like how my ck fo-score goes up when my balance goes up   Have you compared your reports to "MyEquifax" to see if something really did get removed afterall? ie. lates   I mean 63 is huge, something had to have happened it seems, not just those balances- well you would think.

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Yeah I checked nothing major then the 3 things they listed, I am sure by friday I will lose 66 points @GApeachy lol

[Brian_Earl_Spilner]

I logged in tonight and saw my EQ was 704 and 😮 before I remembered it was VantageScore...😓

[Anonymous]

Man I was so bummed when I first found out credit Karma wasn't real, haha! When I learned, I immediately checked discover scorecard, and I went from "660s" to 605, and that was 6 months ago. I'm still only at 624, and my Vantage are in the 680's, so at least they're changing at the same rate! Lmao

[Adkins]

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@Brian_Earl_Spilner wrote:

I logged in tonight and saw my EQ was 704 and 😮 before I remembered it was VantageScore...😓

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🤗🤗

[Anonymous]

They did the same to me. I was dancing and confused AF. Then next day, scores decreased back 🤣🤣🤣🤣🤣