Haha I can't help but feel like checking my Vantage Score is like renting an exotic car for a day...
Anyway, I am on a dirty scorecard for another three years. I think Birdman figured out that the max you can get on a dirty card is right around where my Fico's are at right now (775 or so), but I can't find the exact post. Does anyone know?
@jasonbourne84 wrote: I think Birdman figured out that the max you can get on a dirty card is right around where my Fico's are at right now (775 or so), but I can't find the exact post. Does anyone know?
From memory, a member of this forum reported an 802 or 803 FICO 8 score on a dirty scorecard. The one derogatory was a BK with less than 1 year from falling off his CRs. After it fell off, he reported jumps to 849 and 850s on his CRs, so you know he had a looooonnng credit history.
Wow that's nuts. 50 point jump. Never heard of 800 with negative items reporting... of course VS is another universe.