The charge off is the bookkeeping entry on the amount that was discharged in BK. By that I mean, when the BK dischrged they wrote off the balance of the account. From the consumer point of view the story of the account ends at the discharge og the BK. . What happens post BK to the account should not be reported. (my opinion). Does the accounts show a comment included in BK? Aslo when you say they are old accounts how close are they to coming off your credit report? If if it close to that time I would not dispute it.
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