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Incorrect Merchant Category Codes (MCCs)

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Re: Incorrect Merchant Category Codes (MCCs)

Thanks for the responses!

 


@Overmedicated wrote:

I would assume you are talking about the Uber and the 4%?  What are these breweries coding as?


Yes, my 4% Uber card is only earning 1% at these breweries. They are coded as:

  • 7299 MISCELLANEOUS PERSONAL SERVICES
  • 5499 MISC FOOD STORES-SPECIALITY,CONVENIENCE,MARKETS,VENDING MACHINES
  • 5999 MISCELLANEOUS AND SPECIALTY RETAIL STORES
  • 7999 RECREATION SERVICES--NOT ELSEWHERE CLASSIFIED

 


@Kforce wrote:

 

 ......I have a Gym that coded as something else. I talked to the owner and he changed his MCC code for me.

Now, 5% US-Bank Cash+.


 I'll try giving each brewery a call. This could be an honest mistake. I was surprised by the number of breweries incorrectly coded so I was curious if something else was at play with lower fees for a less risky MCC.


Goals: FICO of 820+
Garden Club Member: 08/2019 to infinity and beyond
As of 9/2019: EX09 790 | EX08 773 | TU08 762 | EQBank08 774
Message 11 of 13
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Established Contributor

Re: Incorrect Merchant Category Codes (MCCs)


@gpops wrote:

Yes, my 4% Uber card is only earning 1% at these breweries. They are coded as:

  • 7999 RECREATION SERVICES--NOT ELSEWHERE CLASSIFIED

I think this code fits the description.

FNBO 2% Cashback Visa (20k) / Bank of the West Cashback MC (20k)
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Message 12 of 13
Regular Contributor

Re: Incorrect Merchant Category Codes (MCCs)

Found an option from a VISA MCC Booklet dated 2007 (not sure if email address is still viable):

 

9. What if the assigned MCC is obviously incorrect?
If you see an obviously incorrect MCC assigned to a supplier (for example, a business is selling office equipment but has an MCC for performing building maintenance), please let Visa know by email at merchinfo@visa.com. In the meantime, you may rely on the MCC List. 

Goals: FICO of 820+
Garden Club Member: 08/2019 to infinity and beyond
As of 9/2019: EX09 790 | EX08 773 | TU08 762 | EQBank08 774
Message 13 of 13
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