I moved less than two years ago and I have two hard pulls from the utility companies that I had to open accounts with in order to watch tv and have heat in the house. Is it normal for them to use hard pulls to open an account? I was under impression those were supposed to be soft pulls.
It isn't uncommon now for utilities (including phone service and cable/dish service) to hit you up with an inquiry when you sign up. There's no requirement that the inquiry has to be a soft. If you moved over a year ago, then the inquiries are no longer impacting your FICO score and will cease to report around the two-year mark.
