Since burning USAA back in 2009 I left them as my insurance carrier and started to use Hartford and then Progressive. I started to use Credit Karma back in 2016 when I thought I started to get serious about rebuilding my credit before I found myFICO.
CK shows your insurance score reported by TransUnion. It has been consistently reporting my score as 795 for as long as I can remember. Last week, I dropped progressive and went back to USAA. I was able to save about $450 a year with USAA auto and renters insurance over what I was paying Progressive. I also cleared up my past charge-off with USAA which fell off my CR a few years ago with just a phone call.
Today I was poking around CK and looked at my insurance score reported by TransUnion and it was 805. I received a 10 point bump after going with USAA from Progressive. If anything, I would have expected a drop (which is why I looked) for having changed insurance carriers. I am curious as to anyone's insight as to why this might have occurred.
