Is it okay to dispute late payments while applying for new credit?

[Anonymous]

Hello,

Is it okay to dispute BofA Credit card late payments while applying for a new BofA credit card?

Please help

[tparks5961]

My first thoughts are this..

You should wait for the outcome of the dispute before you apply for new credit anywhere.  Best case scenario is you get the late removed and you're rewarded with a much higher Sl with any lender. 

Worst case is you apply with the late,  waste the pull and are given a toy limit or declined all together. 

[SoCalGardener]

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@Anonymous wrote:

Is it okay to dispute BofA Credit card late payments while applying for a new BofA credit card?

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Is this somehow related to your other BofA issue? There, you're asking about reopening a BofA CC that was closed for 'no typical reason.'

[CreditInspired]

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@tparks5961 wrote:

My first thoughts are this..

You should wait for the outcome of the dispute before you apply for new credit anywhere.  Best case scenario is you get the late removed and you're rewarded with a much higher Sl with any lender. 

Worst case is you apply with the late,  waste the pull and are given a toy limit or declined all together. 

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^^^ this

[FireMedic1]

You wouldnt be disputing trying to get the lates removed? Could you clarify a bit what your diputing? The rest was handled well.