@blackandgray wrote:Hi pizza1, is there a thread on this forum detailing how you went about obtaining that much credit?
ohhh, there are so many threads...soooooo many, LOL!!!
long story short..I was determined, and also did my homework here in the forums first. I have a BK7 from 2013, so I had to start all over again, but I had a long credit history prior to that, showing on my reports. Most of my cards are store cards, and I have 10 major cards. I dont recommend anyone trying what I did..I was lucky in everything I got. Im much better at giving advice, than taking it 
@Anonymous wrote:
@blackandgray wrote:Hi pizza1, is there a thread on this forum detailing how you went about obtaining that much credit?
She has a really simple approach. Here are the steps:
1. App for everything in sight.
2. Repeat #1 as many times as necessary.
LOL
@pizza1 wrote:
@blackandgray wrote:Hi pizza1, is there a thread on this forum detailing how you went about obtaining that much credit?
ohhh, there are so many threads...soooooo many, LOL!!!
long story short..I was determined, and also did my homework here in the forums first. I have a BK7 from 2013, so I had to start all over again, but I had a long credit history prior to that, showing on my reports. Most of my cards are store cards, and I have 10 major cards. I dont recommend anyone trying what I did..I was lucky in everything I got. Im much better at giving advice, than taking it
Yes, without this forum I would have never thought it would be possible and probably would have never thought about it.
@gen-specific wrote:I would say yes
My AAoA is a little over 2 years right now. but I have data from further.
I believe if I was reporting the income I have now and was aggressive then it would have been possible. I'm currently stress testing how FICO reporting works, and I realize I have been very skittish in the past. Like all the guides so "don't do too many apps" but what is too many? I thought having 1, 2 or 3 were the limit, before I noticed a 8 point drop in my credit score. OMG NOT 8 POINTS, I'LL NEVER REACH 763 WHICH I ANECDOTALLY HEARD WAS GOOD when really the low 700s and high 600s are just as fine in the age of easy credit. You can always renegotiate lower interest rates on cards when your credit # improves.
I was at around $30k credit across all my cards for a while, before I started really stretching my desired CLI #s. Then one time I told Citibank to increase my credit limit to $60,000 and it was immediate. I was totally expecting a second lower offer, in the mail, 10 business days later.
Sometimes I opened a new card, and got an instant $30,000 . Even with a brand new institution I had no relationship with.
Congrats on your success! 