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Is there a Wells Fargo pre qualify tool

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accjohn1990
Contributor

Is there a Wells Fargo pre qualify tool

I read in an article that Wells Fargo has a site where you can see if you are pre qualified, but i cant find the site on google.  Does it still exist?  What is the easiest unsecured Wells Fargo card to get and what is the recommended score for approval?

Message 1 of 4
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tufa4311
Established Contributor

Re: Is there a Wells Fargo pre qualify tool

Are you a WF account holder? If so, log into your account, click on "View my credit options guide" and it'll take you through the process of questions to determine if they would offer you and CC's. If not a customer you can call them. I am not aware of any webpage that has such a tool for non-customers.

796 TU FICO 08 (08/2018)
758 TU FICO 08 (01/12/2016)
753 TU FICO 08 (11/21/2015)
740: EQ Score Power (Beacon 5.0) FICO 04 (01/23/2015)
755 TU FICO 08 (01/21/2015)
652 TU Lender Pull (06/10/2014)
665 TU FICO 08 (05/21/2014)
Goal: 800+
Message 2 of 4
rprisco
Regular Contributor

Re: Is there a Wells Fargo pre qualify tool

Tufa4311 r you sure about that. I too have WF checking and cash wise, I know what your talking about, but are they truly pre qualify or what they think you need to cold app for?
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.
Message 3 of 4
tufa4311
Established Contributor

Re: Is there a Wells Fargo pre qualify tool


@rprisco wrote:
Tufa4311 r you sure about that. I too have WF checking and cash wise, I know what your talking about, but are they truly pre qualify or what they think you need to cold app for?

Sure about what, I simply provided you with info that I know of on how WF provides me with to get approved for another card. I did not state anything to "be sure" about.

 

It expressly says: "The My Credit Options Guide assessment is not a credit application or meant to be a denial or approval of credit. "

 

But it will provide you with the best options on the products they have for you based on the data you provide. Once you get that option I assume it will provide you with an online application.

 

Also, and this is just conjecture, every "pre-qualified" application I have seen has also said that it does not guarantee an approval and you still need to go through an approval process.

796 TU FICO 08 (08/2018)
758 TU FICO 08 (01/12/2016)
753 TU FICO 08 (11/21/2015)
740: EQ Score Power (Beacon 5.0) FICO 04 (01/23/2015)
755 TU FICO 08 (01/21/2015)
652 TU Lender Pull (06/10/2014)
665 TU FICO 08 (05/21/2014)
Goal: 800+
Message 4 of 4
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