Is this possible?......part deux..

[Anonymous]

Ok guys, when we left off last night I was preparing to have my name removed from my mothers Walmar and Shell cards...sadly she has maxed them out...One more question please..........Is the fact that they have a longer history than most of my cards going to hurt my score more than help?  

They are together at 5k....my cards are a 60 percent at $800....thanks again..jules

[Anonymous]

Being an AU on your mom's cards will no longer count on 1 of the CRAs next month anyway. The remaining ones will no longer count early next year. Doing it now will just help your utilization NOW and remove any derog payment history on those cards from your record now instead of next month and next year.

[Anonymous]

Sorry to hijack

If you get taken off as an AU, does the TL still stay on your CR ? Does it show up as a closed account or just fall off the report?

Hoc

[Anonymous]

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@Anonymous wrote:

Sorry to hijack

If you get taken off as an AU, does the TL still stay on your CR ? Does it show up as a closed account or just fall off the report?

Hoc

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It will no longer be listed on your CR.

In the coming months an AU being on your CR will not count towards determining your FICO score so removing it won't help or hurt you.

[Anonymous]

Thank you for the info.

Hoc

[Anonymous]

thanks so much.hey hoc, no problem.the more the merrier!