Item no longer on one report but still on the other two reports

[Anonymous]

Hello everyone,  On my Experian credit report an item is no longer on there.  Yet it is still listed on Equifax and TransUnion.  The account was fully paid off and closed on 7-31-2017.  From my own experience accounts that are fully paid and closed stay on your report for 10 years.  I have no idea why it is not listed on Experian anymore.  It was a car loan through BBVA and I do know that PNC took them over around June 1st, 2021.  Does anyone have an answer to why it is not on my Experian report anymore? 

[dragontears]

---

@Anonymous wrote:

Hello everyone,  On my Experian credit report an item is no longer on there.  Yet it is still listed on Equifax and TransUnion.  The account was fully paid off and closed on 7-31-2017.  From my own experience accounts that are fully paid and closed stay on your report for 10 years.  I have no idea why it is not listed on Experian anymore.  It was a car loan through BBVA and I do know that PNC took them over around June 1st, 2021.  Does anyone have an answer to why it is not on my Experian report anymore? 

---

Other than giving you the unsatisfying answer of "it happens sometimes" not much can be done; no one knows why sometimes good accounts fall off early. 

[Anonymous]

Thank you,  My first ever experience with a postive account dropping off very early. 

[mgood]

From 2013 to 2017, I have a bunch of small loans that show up with one or two  CRAs,  even though I'm sure they were all on all three at one time. My AoOA and AAoA are significantly older on TU than on the other two.