I started my credit building journey back in March of this year. I've obsessively read this board and applied the tactics and lessons I've learned from reading your experiences. Since that time, I've successfully rehabbed my student loans and erased all baddies from my EX and TU. I have one more that I'm disputing with EQ that is a reporting error on my rehabbed student loan.
Thanks to all the knowledge I've gained from the freely shared information here, I was able to raise my Fico scores tremendously in a short period of time. I've been mostly a silent observer here, but I wanted to say thank you. By sharing your stories and experiences, you never know how many lives you touch and how you affect those lives. Because of what I've learned here, a whole new world has been opened up to me. I went from having no credit to having just what I need. For that I am extremely grateful.
Thank you all so much. You are appreciated.
Thank you so much! I'm feeling a bit overwhelmed by how far I've come. It is quite humbling and I'm grateful for the guidance I've found here. I've learned quite a few rules to this addicting game for adults.
Congratulations on your amazing credit journey! Your story is the kind that is needed around here to show others it can be done no matter how bad it looks.
Thank you, simplynoir. I hope my story inspires others to follow the guidance on these boards and to have patience. If my credit could recover the way it did, then there is definitely hope for others.
You have to be one of the nicest people on this entire site.
I hope you have a lovely, blessed Christmas!
And Congrats OP!! Well done!
|Total CL: $314.7k||UTL: 2%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|
Agreed. I'm sure there are many of us who just prefer to lurk I was just so ecstatic from my success that I had to say something.