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Langley Visa | Flexible Spending Credit Card? Showing up on Equifax as NPSL

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Contributor

Langley Visa | Flexible Spending Credit Card? Showing up on Equifax as NPSL

Odd, my Langley card that was recently approved with a $15K limit just started to report on Equifax - as a NPSL account.  The other CRA's are showing it as a New Credit card with a $15K limit.  Anyone else have this happen with Langely?  

Alliant Platinum Visa $10,000
AMEX Blue Cash Everyday $1,000
AMEX EveryDay $2,000
BECU Visa $12,500
CapitalOne BuyPower $1,250
CapitalOne QS $7,950
Chartway Federal Credit Union Visa Rewards $20,400
Chase Amazon Prime Rewards $1,000
Chase Disney Rewards $2,500
Citi Double Cash $3,600
Comenity Bank/Arhaus $11,000
Comenity Bank/RH $14,000
Discover Miles $24,000
Jax Fed Platinum Visa $15,000
Langley Cash Back Visa $15,000
Nordstrom Visa $7,500
PenFed Power Cash $4,500
Syncb/Amazon Store Card $6,000
Syncb/Google Store Card $2,200
Syncb/PayPal Cash Back $8,000
Syncb/Walmart Credit Card $500
Target MasterCard $800
Vystar Platinum Visa $10,000
Total revolving credit $180,700

FICO 8: Equifax 736 | Experian 729 | TransUnion 739
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Moderator Emeritus

Re: Langley Visa | Flexible Spending Credit Card? Showing up on Equifax as NPSL

NPSL as in no limit reported to the bureaus at all?

 

If there's a limit reported it's used for scoring purposes.  I don't have a Langley account but I do have other cards which report slightly differently bureau by bureau.




        
Message 2 of 4
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Senior Contributor

Re: Langley Visa | Flexible Spending Credit Card? Showing up on Equifax as NPSL

What's a Langley "Flexible Spending Credit Card"? I've been considering them and all I see is Select low APR, Cashback with rotating 5% categories, Rewards 1% rewards, or Essential for those with marginal credit.

   


Message 3 of 4
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Frequent Contributor

Re: Langley Visa | Flexible Spending Credit Card? Showing up on Equifax as NPSL

I went looking for this yesterday myself, as I don't have any of this type of card so far, and saw the same.
2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2020-02-07 FICO 08: TU 789
2020-02-10 FICO 08: EX 752

Gardening, mostly, again until... soon(I need to replace my car)

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