No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Perkins and FFEL federal student loans have provisions requiring mandatory reporting of delinquencies to the CRAs, and also provide for exemption of the normal 7 year credit report exclusion provisions under the FCRA until the loan is totally repaid.
See sections 463 and 430A of the Higher Education Act and the footnote appended to FCRA 605(a).
@RobertEG wrote:Perkins and FFEL federal student loans have provisions requiring mandatory reporting of delinquencies to the CRAs, and also provide for exemption of the normal 7 year credit report exclusion provisions under the FCRA until the loan is totally repaid.
See sections 463 and 430A of the Higher Education Act and the footnote appended to FCRA 605(a).
Thank you