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Late Payment History ON FICO Report

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Re: Late Payment History ON FICO Report

Perkins and FFEL federal student loans have provisions requiring mandatory reporting of delinquencies to the CRAs, and also provide for exemption of the normal 7 year credit report exclusion provisions under the FCRA until the loan is totally repaid.

 

See sections 463 and 430A of the Higher Education Act and the footnote appended to FCRA 605(a).

Message 11 of 12
Member

Re: Late Payment History ON FICO Report


@RobertEG wrote:

Perkins and FFEL federal student loans have provisions requiring mandatory reporting of delinquencies to the CRAs, and also provide for exemption of the normal 7 year credit report exclusion provisions under the FCRA until the loan is totally repaid.

 

See sections 463 and 430A of the Higher Education Act and the footnote appended to FCRA 605(a).


Thank you

Message 12 of 12
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