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Late reporting and score refresh from Equifax during the holidays

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Super Contributor

Late reporting and score refresh from Equifax during the holidays

I have not had a score refresh or alert on MyFICO from Equifax since December 6. I called MyFICO, who advised me this is normal during this time of year, for Equifax to have an extra added delay for their reporting and alerts. Anyone else have experience with this?
For a collection of our current FICO scoring wisdom, updated as we learn, read the following. Watch the revision dates on the bottom of the first 8 posts as they are regularly updated: Link to Scoring Primer.


RIP:

    




Updated June 2020, unless otherwise noted. I took an HP on EX, will reflect on next update.

(Forgive typos, mobile.)(Everything said is Just IMHO.)

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Severity and recency? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (Mature/young), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/mature/new account, with open loan on record.
If you don't know where you fall, just detail any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record to start.

For utilization questions, list individual and aggregate utilizations, revolving and installment, please.
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Established Contributor

Re: Late reporting and score refresh from Equifax during the holidays

Yep, EQ has not reported on mine since around the 5th, TU and EX have updated twice since then, both to the positive, so I wouldn't expect EQ to report any different when it finally gets around to it.





~~ Former Royal Navy Submariner - Proud to have served ~~
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Valued Member

Re: Late reporting and score refresh from Equifax during the holidays

Yes

 

Same here EQ is moving very slow right now i have had a lot of things happening on my credit the last few weeks that have seen my scores jump into the 700 club EQ is the only one that has not updated anything and still sits at a 669. So yep moving sloooowwwly.


















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