Lending club & Prosper

[Anonymous]

Does anyone know which report they pull..i heard they pull all three..is that correct? Thanks

[Brusilov]

Prosper uses Experian Plus scores.

[Shane1]

Lending Club pulls Transunion.

[fused]

I'm a lender at both entities. Prosper uses the EX Scorex Plus Score and Lending Club uses the FICO TU score.

[mrldp40]

i have a 572 ex plus score  will that qualify me for a loan on prosper

[guiness56]

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@mrldp40 wrote:

i have a 572 ex plus score  will that qualify me for a loan on prosper

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Pretty sure you have to have a 620 - 670 minimum.  I looked recently but can't remember exactly.

[Julyanne26]

I was just denied with Prosper 662 experian plus score

[SophieB]

How high do your fico scores have to be to get a loan with them

I want to have a medical procedure and want a loan. My score now is about 630