DaleSC wrote:
well i plan on gaining removal and acheiving of inaccurate data on my credit report....i have tried for years to get inaccurate info removed to no avail.........as all three agencies had my file merged with someone elses file.........i finally got that straightened out 15 years ago.......and swore i would not got thru that again.......well guess what.....i'am going thru it again......i hired someone that knows what forms to send and when and where and how often to send them........(if you have a heart problem you got to a heart doctor). ....everyone is intitled to their opinion.....mine is that Lexington is working for me......and i would recommend them to anyone that does not have the time to argue with bogus claims and rude and irrate collection people..........and you are intitled to your opinion........
If you have ANY sort of documentation, then a consumer lawyer would love to talk with you. I suspect there's one or more who would take your case on contingency, maybe even pro bono.
With Lexington Law, you might well luck out and see progress. However, despite having lawyers on their staff down in Salt Lake City, they won't represent you in court. IOW, if they screw up, you get stuck with the messy results.
Lexington Law will NOT go to court for you. They are a paper mill. You could pay me half what you're paying them, and I know I could get better results. I could post everything I did without fear of Barry or Tuscani deleting it for a violation of the TOS here on MyFico. [BTW, I'd do it free of charge, and I'd tell you what to write and where to send it via CMRRR, so no risk of the CROA.]
If you have a merged file, and it often isn't too difficult to prove, and they don't fix it, they are on the hook for willful noncompliance.
I completely empathize and sympathize as health issues and credit are often entwined. Divorce, job loss and health issues/medical bills are the Big Three credit killers. Pro bono and contingency lawyers who do consumer matters are your lifeline.
Message Edited by Noah_Bodie on
06-28-2007 02:19 AM
