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@justjac2 wrote:BankMobile - I checked the pre-qualifier last night expecting nothing, but was offered $10K Rewards card at 14.74%. This would be my highest approval and lowest APR by far since my 2013 CH13, so I hit the Accept button. My alerts went crazy, and I got the approval screen. I'm still stunned. 764 TU FICO8, 15/24.
OH, thanks so much for this list! I will be locking my reports and heading to the garden (and asking for advice on my accounts later!). Have a great day!
Thanks for this info. I checked the prequalifier because of your comment and got the same offer as you.
Congrats, @tbann ! Did you accept the offer?
@tbann congrats on the offer and welcome to the myFico community!
Was it straightforward after you pushed 'accept'? any other details you can share would be awesome!
I also got that offer the other day but I chickened out.
@Anonymous wrote:@tbann congrats on the offer and welcome to the myFico community!
Was it straightforward after you pushed 'accept'? any other details you can share would be awesome!
I also got that offer the other day but I chickened out.
I pushed accept, checked the accuracy of the info the application populated, filled in 2 or 3 minor details that it asked that weren't on the prequalify part, and hit submit. About 20 seconds later I got "You will receive your new card in the mail in 7-10 business days" with a confirmation of the apr and credit line. One of the easiest apps I've done. The prequal wants a little more info than most but once you get an offer it takes about a minute to complete the app and get approved. I'm definitely happy that I used this prequalifier to scratch my itch for a new line. Thanks for the welcome. I've lurked around the forums reading a bit but I made an account today specifically so I could say thanks for the lead.
State Farm's pre-qualifier has disappeared - the following could be the reason, or they may be updating stuff.
US Bank taking over State Farm credit cards and banking etc.
I will check the link in the near future and if its still disabled, update the list. Thank you for bringing this to my attention.
Both have been added. thank you for finding these hard to find pre-qualifiers for the community.
Thank you OP
Am I the only one getting a message on Citibank's site that they are not doing any online preapprovals at the moment? I haven't visited them ever until now when I clicked on the link below.
Today i did the preapproval for the Ikea project card. I was preapproved for $6,000. However, once I accepted, i was only approved for $750. I think that is kind of shady. If i would have known it was going to drop down to $750, I wouldn't have accepted the offer and took a HP. Does Commenity have a backdoor number to discuss this?