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Looking For Direction

OmarGB9
Community Leader
Super Contributor

Re: Looking For Direction


@JohnJr wrote:

@OmarGB9 wrote:

Just wanted to chime in and say that Cap One does not only use EX. They actually pull ALL 3 bureaus. Discover may use any of the 3.


Thanks for that insight. Do you know if freezing one of the three would lower the chances of approval?


Yes because they like to see all 3. Also, talking about freezing reports to avoid lenders pulling a certain one/forcing them to pull others isn't allowed on here. 


Last App: 12/27/2021
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Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 11 of 13
JohnJr
Member

Re: Looking For Direction


@OmarGB9 wrote:


Yes because they like to see all 3. Also, talking about freezing reports to avoid lenders pulling a certain one/forcing them to pull others isn't allowed on here.

 

Thanks for that insigth as well, and sorry about that! That'll be my first and last time bringing it up.

Message 12 of 13
OmarGB9
Community Leader
Super Contributor

Re: Looking For Direction


@JohnJr wrote:

@OmarGB9 wrote:


Yes because they like to see all 3. Also, talking about freezing reports to avoid lenders pulling a certain one/forcing them to pull others isn't allowed on here.

 

Thanks for that insigth as well, and sorry about that! That'll be my first and last time bringing it up.


Not a problem. Thank you for your cooperation. Smiley Happy


Last App: 12/27/2021
Penfed Power Cash Rewards Visa Signature

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 13 of 13
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