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Will be meeting with Andrews FCU Monday morning as I already have a HELOC and a personal loan with them. The very nice branch manager I spoke with mentioned that their limits on unsecured credit is $50k. My personal loan with them has a balance of $18k left, so I could possbly get $32k - we'll see...
I applied with my bank TD bank. I was conditionally approved for $50k @ 14.25% but they wanted to pay my Andrews FCU loan which has an interest rate of 10.99%. I need to credit line but dont want to pay the higher rate for it. So I called Andrews and will meet with them Monday morning...
Does anyone have any other recommendations? I know some have the Santander LOC...
Thanks in advance...
Are you seeking another LOC for credit scoring purposes, or because you need the cash?
@NYFan63 wrote:Will be meeting with Andrews FCU Monday morning as I already have a HELOC and a personal loan with them. The very nice branch manager I spoke with mentioned that their limits on unsecured credit is $50k. My personal loan with them has a balance of $18k left, so I could possbly get $32k - we'll see...
@I applied with my bank TD bank. I was conditionally approved for $50k @ 14.25% but they wanted to pay my Andrews FCU loan which has an interest rate of 10.99%. I need to credit line but dont want to pay the higher rate for it. So I called Andrews and will meet with them Monday morning...
Does anyone have any other recommendations? I know some have the Santander LOC...
Thanks in advance...
I can recommend Santander, Langley, PenFed, and NFCU.
Also Affinity FCU, but they're pretty conservative.
I went into the local Andrews FCU branch Monday morning and had the branch mgr complete my app and dropped off latest check stubs. I already have a HELOC and personal loan with them so the process did not take long at all. I called today to check on the status and they informed me they approved me for a $15k personal LOC.. I originally applied for $32k...which is fine.