Macy’s Ran Credit Check For New Card Instead of Finding Existing Account...???
So frustrated and taking a moment to calm down before yelling at someone in a call center. Has this happened to anyone? I recently popped in to buy a gift card for a Christmas gift, and asked the woman if she could locate my account, as I didn’t have my card on me. She indicated it would be no problem. Entered my social, and she eventually said it didn’t work and that she would try again. The second time didn’t work either, so I just paid with another card and went on my way. I have a credit on the account and never had a late payment over 10+ years, so I didn’t think much of it and just resolved to try to remember my card next time.
So today, I receive a letter explaining my new credit card application was denied because Macy’s “does not permit the opening of multiple accounts of the same product...”
Ugh. I’m pretty sure this was a brand new, short-term employee hired for the holiday season who just pushed the wrong button by accident, but I’m worried somewhere in the prompts I okay’ed them to run a credit check, even though that’s not at all what was discussed.
Has this happened to anyone else? Were you able to get the inquiry removed? Would appreciate any tips on dealing with Macy’s CS. Have never had to contact them before.
Re: Macy’s Ran Credit Check For New Card Instead of Finding Existing Account...???
Yes...to a girl friend of mine. It was with Sears. Citi is the same issuer for Macys and Sears. Only she was given the OK to charge, but it was with a new card. She did not realize it until the new card came in the mail a week later.
FICO 8 EQ: 838, TU: 834, EX: 831 Total Rev CL: $430,000 - BANK of AMERICA/CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/NORDSTROM/MACYS/BARCLAYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCH 2% MC/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWRDS/AAoA 13 years