Maintaining 18-20 credit cards

[Anonymous]

ehh, i guess auto save didnt work, didnt post. darn

to post again: (simplified and to the point)

there is already another recent thread that lists how many people manage their accts and 

just using a card once a year normally keeps them open.

this is thread here

http://ficoforums.myfico.com/t5/Credit-Cards/For-those-with-multiple-cards/td-p/5174792

[Anonymous]

I maintain 19 cards, plus an auto loan, the normal household recurring expenses i.e. insurance, Wi-Fi, utilities... So,I change up the CC every few weeks. I find it easier to pay six small balances than it is to pay one large balance. Some cards are only used three times a year. Just enough to keep them open and when the rewards are at their best. Some CC have monthly charges billed to keep them active.

I do have a spreadsheet to help track balances and payments. Often, when you don't use a store card in awhile, they send you really great offers to come back.

I've wondered how those with strictly CC and have over 25 keep them happy.