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I was recently approved for a personal loan(to consolidate my CC debt) with them(pulled TU 9, score 767) and wondering if anyone can share when, approximately, it will report to the bureaus? This is first loan so I'm hoping this helps my credit mix.
Also I'm seeing older post that they only report to TU? I hope this still isn't the case, is it? Also, if I make add more to my minimum payment, will this go towards the principal of the loan?
@Anonymous wrote:I was recently approved for a personal loan(to consolidate my CC debt) with them(pulled TU 9, score 767) and wondering if anyone can share when, approximately, it will report to the bureaus? This is first loan so I'm hoping this helps my credit mix.
Also I'm seeing older post that they only report to TU? I hope this still isn't the case, is it? Also, if I make add more to my minimum payment, will this go towards the principal of the loan?
@Anonymous Not sure how long to report but believe it was a few weeks. Mine reported to all 3 bureaus.
As far as paying more every month, their site says required payments will stay the same but the final payment will be reduced and you will pay less interest. Take that as you will.