No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Are you sure there weren't other positive changes that occured?
metsno1fan wrote:Have 6 cards with a total limit of 185 G -In Jan 07 transfered all outstanding balances to a new PNC Platnium to take advantage of 0% balance transfer offer until 6/08--new card has a cl of 10 G and balances transfered total approx.6 g---resulting in a 60 % utl on this card.Fico score has actually increased from 780 to 788 (all other credit factors have remainded the same).So I guess one high utl wont always result in a ding.
sankofa wrote:I've also learned that inquiries are my worst enemy right now when it comes to FICO, so I'm cooling my jets for awhile and not applying for credit until 2008.SandyK
same here, for EQ, i have more pulls than EX & TU combinedbut EQ is my highest score @ 653TU has my least pulls, and my lowest score @ 557also, my EQ & EX reports are the same except for INQ, go figure