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SmartCookie wrote:
I would not pay them. I would demand that they remove all derog info from my CBRs if they would like you not to sue them for trying to collect a debt that was past SOL.I hope they did not record you acknowleging the debt and talking about paying it though...
Uh Uh...If they did not know he did not want to be contacted they can contact him all they want, even past the 7 year reporting period. Now that they have been asked NOT to call, if they violate that, then the op may have a leg to stand on. SOL doesn't mean a collector cannot attempt to collect, the money is still owed afterall, it just means they cannot get a judgement to collect said debt. Nor can they contact the borrower if requested not to do so.